resources
Replay of Fresh Agent Marketing Strategy Class and other cool stuff
Welcome to the FAM! FRESH AGENT MARKETING! I’m excited to share how we are helping Agents with their own personal Warm Referral Plan that has led to warm referrals coming in on a regular basis from those that know, like and trust them. The best part is: it’s zero cost AND (this is even crazier), I can share how your lender can implement this for you if you don,t want to work with me! A win/win for all! Of Course we would love to be that lender but we are here to help either way. I’m looking forward to catching up with you on Zoom and helping you have an even better 2023 and a record breaking 2024. Click here to setup a meeting https://calendly.com/borrowsmartteam/15min?month=2023-04 Pick a time on my calendar that works best for you to grab a 10 min spot on my calendar. It should only take 5-7 min at most. Have an amazing day! Jeff P.S. Here is the link to the ChatGPT class: P.S. You are probably asking, why would Jeff be willing to spend time to help me? Easy: I know if I help enough people that it will come back to me 3 fold - it already has!
NO BUYERS LEFT BEHIND! Great Marketing! Easy to use! On us with us!
Hi I just wanted to reach out to you regarding how we are helping our realtors get more transactions. It's really Simple, but we just don't do it enough. We are just staying Top Of Mind with our current and past clients. How do we do it? well, the main thing is old school! We call people! but we also add Social Media for offense (get more deals) and defense (protect our clients from other Realtors getting them). Check this out. • 73% of past clients say they definitely would use the same agent again: 73% Is a huge Number. Here is a reality in 2021. • 36% of sellers who used a real estate agent found their agents through a referral by friends or family, and 27% used the agent they previously worked with to buy or sell a home. So only 27% of those clients used the past realtor. Worse, 36% used someone else realtor because they were recommended by a friend or family member.? What gives? It is staying top of mind. We have a 7-point system that causes follow-up on our clients multiple times per month forever! Check out the videos attached for this one. but if you need or want more past clients, more Buyers to stick with you. Then call or text or email us to set up a meeting. LISTEN! What would it mean to your bottom line if you were able to pick up 2 -10 transactions a year without buying leads or setting up a complicated system you have to manage.? NO BUYERS LEFT BEHIND IN 2023 AND NO PAST CLIENTS LEFT BEHIND AS WELL. Click this link: LISTREPORT INVITE LINK https://www.listreports.com/jeff.younger/nest/signup
Rate buydown Guide
Hello, If you're a buyer trying to purchase in today's market, you might have heard of a "rate buydown." But, you might be like most consumers with how they work, which one to select and why it would benefit you and your family. What Is a Buydown? A buydown is a mortgage financing technique with which the buyer attempts to obtain a lower interest rate for at least the first few years of the mortgage or possibly its entire life. 1 A 2-1 buydown, for example, is a specific type of mortgage buydown that allows homebuyers to save on their interest rate for the first two years of the loan. Buydowns can also use a 3-2-1 structure as well. 3-2-1 Buydown? In a 3-2-1 buydown, the buyer pays lower payments on the loan for the first three years. For each of the first three years of the mortgage, the buyer's interest rate would increase incrementally by 1% annually. The total interest rate would apply beginning with the fourth year of the mortgage loan. While the buyer received savings from the lower interest rate in the first three years, the difference in the payments would have been made by the seller to the lender as a subsidy. 2-1 Buydown? A 2-1 buydown is structured the same as a 3-2-1 buydown; however, its discount is only available for the first two years. So you would have a 2% interest rate reduction for the first year of the mortgage, then a 1% discount for the second year. Your interest rate and monthly payments would increase until your loan reaches its actual percentage rate. This happens in year three of the loan. At this point, your monthly mortgage payment would reflect the real loan rate. You would pay upfront for the 2-1 buydown at closing; theoretically, the money you save over the first two years would cancel that payment. Temp Buydown Pros and Cons Whether it makes sense to use a buydown to purchase a home can depend on several things, including the amount of the mortgage, your initial interest rate, the amount you could save in interest over the initial loan term, and your estimated future income. How long you plan to stay in the home also can come into play in determining your break-even point. Pros * A buydown temporarily reduces your interest rate, saving money and lowering your monthly payments during the initial loan term. * Choosing a buydown may allow you to pay less for the home than the seller's listing price. * It could make sense for homebuyers whose income will increase in the years to come. Cons * Once the buydown rate ends, your monthly payment could be higher than expected. * You could struggle with monthly mortgage payments if your income doesn't increase. _____________________________________________________________________________________________________________________________________________________________________________________________________________ Attn: Realtors Buydowns for Open Houses: Do you have an Open House Coming Soon? If so, let's get Buydown options out to potential buyers ( see PDF Flyer attached ) You can view the Open House Property here -https://jeffyounger.lenderlaunchpad.com/listing/1654-minorca-dr-costa-mesa-ca-92626 Buyer Motivation: Do you have Buyers that have left the market until the following year? If so, I have built an excellent presentation explaining why I think it's a great time to purchase now vs. next year. You can view that here - https://www.nicholsonloans.com/presentation/48075/